Either fully commingle or clearly delineate the retirement benefits that either of you accumulated before your marriage.
7.
Monitor your investment accounts at least four times a year to see that their performance is consistent with your financial goals.
8.
Either segregate your finances or commingle them, but pick a team and play for them. Do not change the rules in the middle of the game.
9.
Promise your spouse and children that you will model punctuality by paying your bills on time.
10.
No matter how mad you are at your spouse, do not withhold finances except in a mental-health emergency.
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